Research, strategy and practical guidance for India's MSMEs, drawn from the work we do every day, written to be used on Monday morning.
What order to cash (O2C) means for Indian MSMEs, the NBBL and Bain plan to turn buyer-confirmed invoices into credit, and a checklist to get paid faster.
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The repo rate is up to 5.50% and crude is above $100. What it means for MSME loans, working capital and margins, and where rates go next.
No GST arrests, a ₹5 crore prosecution threshold, automatic refunds and fewer notices. What the 57th GST Council meeting means for MSMEs.
Most leaders herald the promise of AI. Many employees, meanwhile, see it as a looming threat, a modern echo of the familiar taunt: “Anything you can do, I can do better.”
The conversation about artificial intelligence and employment has long been dominated by a single, anxiety-laden question: how many jobs will be lost? It is a framing that produces dramatic headlines and…
The internet is full of AI agent demos that perform well under controlled prompts and collapse under operational stress. Real deployment demands resilience.
Structural change in Indian banking’s distribution architecture is already an accomplished fact, thanks to the large-scale adoption of digital technologies. The expansion of mobile banking, UPI, Aadhaar,…
Zoho Corp has partnered with MapmyIndia (Mappls) to integrate address capture and lead discovery capabilities directly into Zoho CRM. The collaboration brings location intelligence into everyday customer…
With a diverse product suite, a partner-first ecosystem, and a philosophy rooted in long-term value creation, Zoho has become a case study for sustainable growth.
India's Micro, Small, and Medium Enterprises (MSME) sector has become the driving force of economic growth and employment creation, contributing as much as 30% to GDP and employing more than 110 million…
India is witnessing a demographic surge, with millions of young people entering the workforce every year. While this presents immense potential, it also creates the pressing challenge of unemployment and…
When we talk about India’s electric vehicle revolution, the spotlight is usually on big cities and flashy new EV models. But the real test of this transition is happening in smaller towns, where everyday…
Starting October 1, 2025, the National Payments Corporation of India (NPCI) will permanently discontinue the Person-to-Person (P2P) Collect Request feature on the Unified Payments Interface (UPI) platform.…
Bihar is steadily moving beyond its old BIMARU image. To build on this progress, MSME development must now become the cornerstone of its economic journey. Despite years of political churn and policy…
As India’s digital economy matures, the focus is slowly shifting from saturated metropolitan markets to the untapped potential of Tier 2 and Tier 3 regions. With rising aspirations, expanding connectivity, and…
India's Unified Payments Interface, popularly referred to as UPI, is now the backbone of India's digital finance ecosystem. What started as a peer-to-peer payment system in 2016 is today the largest real-time…
Walk through any of India’s burgeoning startup hubs, be it Bangalore, Gurgaon, Hyderabad, and you’ll hear the language of the future: AI, blockchain, drone logistics, and quantum computing. You’ll also…
India's employment landscape is rapidly changing. Salaries have hardly moved, with just about 0.4 percent yearly growth over the past decade, whereas living expenses and automation skyrocket. Entrepreneurship…
What if your enterprise AI could be powerful, private, and fully under your control, without depending on Big Tech? Zoho is turning that vision into reality with its latest innovation: Zia LLM.
Over the decades, India-Russia relations have been characterized by defence cooperation, Cold War solidarity, and strategic coordination in international affairs. From the MiG fighter aircraft to the BrahMos…
India's entrepreneurial revolution is getting another major boost as the fifth edition of the National Startup Awards (NSA) 2025 officially opens for applications. Spearheaded by the Department for Promotion…
When the Government of India launched the Skill India Mission in 2015, it aimed at equipping the youth of India with employable skills. With over 65% of its population under the age of 35 years, India is a…
On paper, Gurgaon represents a modern urban dream; planned corporate hubs, luxury apartments, golf courses, and gleaming glass towers. But when the monsoon rains arrive, that dream vanishes under rising water,…
Narendra Modi: “GST is not just a tax reform; it is a path-breaking legislation for New India.”
The future of work is increasingly being defined by autonomy, not just for employees, but for the software they use. Agentic AI, or autonomous systems that make decisions and act without constant human input,…
India’s rare earth self-reliance is crucial for electric vehicles, defence, and clean energy. But can the nation overcome supply, technology, and investment barriers to reduce its dependence on China?
India has achieved a historic milestone by entering the top 100 countries in the United Nations’ Sustainable Development Goals (SDG) rankings for the first time. According to the latest Sustainable Development…
The Government of India is focusing on six major product categories to boost the country’s exports in the year 2025. The categories include Machinery and Engineering Goods, Pharmaceuticals, Gems and Jewellery,…
The Union Government declared recently that it is working on the credit guarantee scheme for the MSME sector that was announced in the Budget statement in July 2024, intending to implement the scheme in the…
A lot of times we come across terms like “trademark” (represented by the sign “™”), patents, copyrights, and others. But what do these really mean, and how do we distinguish one from the other? Intellectual…
On 16th January 2025, India celebrated the 9 years of the completion of the Start-up India Scheme. On this occasion, the Prime Minister of India Shri. Narendra Modi shared a post on X through his handle,…
Zoho Workplace is an enterprise email and collaboration suite that seamlessly integrates multiple applications like documents, spreadsheets, presentations, file manager, meetings, calendar, email, and more.…
We have all received emails in our inboxes from places that we a) willingly signed up for out of genuine interest, b) were dragged into because we wanted something that was being given only on subscribing to…
Certifications are important for a Business because they signify that the business complies with certain quality or operational requirements needed for obtaining that particular certificate. Additionally,…
Performance marketing is a relatively new concept in Marketing that is rapidly gaining traction across businesses and marketing domains. And there is a good enough reason for this trend. Let’s explore why.
Blockchain technology has been the buzzword since the time Bitcoin and other Cryptocurrencies gained popularity. It is the technology that enables the functioning of cryptocurrency as a mode of payment, and…
In the year 2006, the government came up with the Micro Small and Medium Enterprises (MSME) Act with the objective to increase the competitiveness of the businesses that operate on a smaller scale and boost…
Gone are the days when businesses had to stand in long queues just waiting for the government to approve their licenses so that they could actually start their operations. From the License Raj era, our country…
The recent announcement by Labour Ministry Secretary Sumita Dawra that Employee Provident Fund (EPF) subscribers will be able to collect their claim money directly from the ATMs starting from January 2025 is a…
Goods and Service Tax (GST) was introduced in India in 2017 to replace all preceding taxes applicable to the sale of goods and services. It is an indirect tax levied upon the final consumption of goods and…
On December 9th, the Centre announced that Mr Sanjay Malhotra will take over as the 26th Governor of RBI, replacing the incumbent Mr Shaktikanta Das, who has been in office since 2018. This announcement comes…
India offers a variety of business structures, each with distinct characteristics, setup processes, and regulatory requirements. Choosing the right structure depends on factors such as the scale of operations,…
Zoho Corporation’s recent partnership with NVIDIA marks a significant milestone in India’s AI landscape. By collaborating with NVIDIA, Zoho aims to create specialized large language models (LLMs) tailored for…
Micro, Small, and Medium Enterprises (MSMEs) are the lifeblood of many economies, including India's. They account for a significant portion of employment, innovation, and economic activity. Yet, many MSMEs…
Micro, Small, and Medium Enterprises (MSMEs) are widely recognized as the backbone of the Indian economy. With over 63 million MSMEs contributing around 30% to India’s Gross Domestic Product (GDP) and…
Micro, Small, and Medium Enterprises (MSME) play a crucial role in India’s economic landscape, contributing significantly to industrial output, employment generation, and exports. As of the latest data, MSMEs…
Registering a Private Limited Company (PLC) in India is one of the most preferred choices among entrepreneurs and businesses. This business structure provides limited liability protection, credibility, and the…
Zoho Corporation, an India-based software company, has become a global leader in providing affordable, cloud-based software solutions for businesses of all sizes. Founded in 1996 by Sridhar Vembu and Tony…