Agriculture and allied activities employ 46.1% of India's workforce, yet 86% of farm holdings are smaller than two hectares. We help agri-enterprises, Farmer Producer Organisations and agritech businesses build the governance, financials and market access that turn that scale into steady income.
An economy built on fragmented land.
Indian agriculture is a study in contrasts. The country harvested a record 357.7 million tonnes of foodgrain in 2024-25, horticulture output has climbed past 367 million tonnes, and agricultural and allied exports reached US$51.9 billion. Yet most of that output comes from 146 million operational holdings averaging just 1.08 hectares: farms too small to bargain for credit, inputs or prices on their own.
The opportunity is structural. Growth has shifted towards livestock, fisheries and horticulture, and processed foods now make up a fifth of agri-food exports. Government is building the rails: a ₹2,817 crore Digital Agriculture Mission, digital farmer IDs under AgriStack, and a national programme that has formed 10,000 Farmer Producer Organisations. Enterprises that build the organisational and financial muscle to use these rails will define the next decade of rural India.
The growth in Indian agriculture is real but uneven. Allied activities are compounding far faster than crops, which is exactly where aggregation, processing and organised market access pay off.
Overall agriculture and allied sector growth averaged about 4.4% a year over the period.
Crop cycles create sharp, predictable cash needs, yet most agri-enterprises lack the credit history and bankable documentation to draw institutional finance on time.
Between 6% and 15% of fruit and up to 11.6% of vegetables are lost after harvest. Storage, grading and cold-chain gaps quietly erase already thin margins.
Producers often sell at the bottom of the cycle and buy inputs at the top, while several intermediary layers absorb margin that should accrue to the grower.
Erratic monsoons, falling groundwater and volatile fertiliser prices squeeze profitability in ways generic business frameworks rarely account for.
With 86% of holdings below two hectares, scale has to be built collectively. FPOs and cooperatives can do it, but only when they are well governed and properly capitalised.
We trace value and margin from input procurement through production, aggregation, processing and sale: finding exactly where losses occur and where intervention pays back fastest.
Governance, accounts, business plans and lender-ready documentation for FPOs, agri-MSMEs and agritech ventures, so banks, NABARD-linked programmes and investors can say yes.
Public support is substantial but under-used: FPO equity grants, credit guarantees, PMFME and the Agriculture Infrastructure Fund. We prepare applications and keep compliance in order through drawdown.
Grading, certification, food-safety compliance, branding and channel design that move a producer from the mandi to modern retail, e-NAM, ONDC or export buyers.
Agriculture engagements usually lead with financial solutions and structuring, then layer in strategy and market development.
In-depth briefs on the agricultural niches we focus on: landscape, regulation, opportunities and how we help.
A practical brief on India's agritech sector: the public digital infrastructure now being laid, the business models that work for smallholders, the regulation that shapes them, and what separates agritech ventures that earn sustainable revenue from those that stall after the pilot.
Read the niche briefA practical brief on India's Farmer Producer Organisations: the national scheme behind them, the support available, why many struggle after the promotion period, and the governance, finance and market systems that turn a registered collective into a viable enterprise.
Read the niche briefHeadline indicators for India's farm economy.
We work with organisations (Farmer Producer Organisations, cooperatives, agri-MSMEs, processing units and agritech ventures) and with NGOs and development agencies that support farmer collectives. Individual farmers benefit through the collectives and enterprises we help build.
Most agri engagements combine Financial Solutions (institutional credit, scheme funding and investor readiness) with Organisational Structuring to build the governance lenders and buyers expect. Strategy and branding come to the fore once the operating base is stable.
Yes. Under the national FPO scheme, eligible FPOs can receive a matching equity grant of up to ₹15 lakh and a credit guarantee on project loans of up to ₹2 crore. We help FPOs get their share capital records, audited accounts, business plan and governance in order so applications move without months of back-and-forth.
Yes. Our in-depth briefs on Agritech and Farmer Producer Organisations cover the landscape, regulation, opportunities and how we help in each.
Tell us where you are today: the crop, the collective, the credit gap. We'll map the clearest path from where you stand to where you want to be.