Loan via UPI: Collateral-Backed Credit through a Single Tap
UPI
India’s Unified Payments Interface, popularly referred to as UPI, is now the backbone of India’s digital finance ecosystem. What started as a peer-to-peer payment system in 2016 is today the largest real-time payments network in the world. UPI processed 18.39 billion transactions worth more than ₹24 lakh crore in June 2025 alone. These numbers speak … Loan via UPI: Collateral-Backed Credit through a Single Tap

