Finance

How Generative AI Is Rewriting the Economics of Indian Banking

Finance

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Structural change in Indian banking’s distribution architecture is already an accomplished fact, thanks to the large-scale adoption of digital technologies. The expansion of mobile banking, UPI, Aadhaar, API-led banking, and banking-fintech partnerships has reshaped distribution architecture and improved accessibility. The next big change in Indian banking will not be about distribution capability. It will be … How Generative AI Is Rewriting the Economics of Indian Banking

The Invisible Becoming Invincible: Formalizing the Backbone of Bharat

Finance

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Bharat's shift toward a more formal economy is a deliberate, multi-faceted effort spanning technology, policy, finance, and governance.

“When dignity reaches the grassroots, the nation stands tall.” Bharat boasts the world’s largest informal economy, a testament to its ancient economic systems. Yet, for too long, the informal workforce has remained in the shadows, unrecognised and unprotected. This is changing. A quiet revolution is underway, driven by digital platforms, policy reforms, and financial inclusion, … The Invisible Becoming Invincible: Formalizing the Backbone of Bharat